Credit Analyst - Rabobank - New York, NY

Our Organization

Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, real estate, and renewable energy project financing. Founded over a century ago, Rabobank is one of the largest and safest banks in the world, with nearly $1 trillion in assets and operations in more than 40 countries, and ranks among the highest rated private banks by Standard & Poor’s and Moody’s. Rabobank is a premier bank to the international food and agriculture industry, as well as a leading financier of solar, wind, bioenergy, and energy infrastructure projects.

In the Americas, Rabobank is present in the United States, Argentina, Brazil, Canada, Chile, Mexico, and Paraguay, providing both retail and wholesale banking services as well as real estate and leasing services. The bank’s wholesale banking products focus on these banking areas:

Lending and Credit

Trade and Commodity Finance

Acquisition Finance

Renewable Energy and Infrastructure Finance

Global Client Solutions

Mergers & Acquisitions Advisory

Food & Agribusiness Research and Advisory

Capital Markets

Your Function:
Job Overview/Purpose:
Work with Credit Analysts and business units covering Project Finance, Acquisition Finance, Asset Based Finance, Global Client Solutions and the International Desk. Work will cover new and existing portfolio deals.

Time spent on deals for different groups will vary based on deal flow, however most work is expected to be with the Project Finance business (due to current volume and size of portfolio) and the International Desk.

Context of Job:
The Corporate Finance credit team supports 5 businesses: Project Finance, Acquisition Finance, Asset Based Finance, Global Client Solutions and the International Desk. The Associate will work on deals and portfolio monitoring across these businesses.

Key Responsibilities and Accountabilities:
Managing portfolio of existing PF deals – Keeping up-to-date on reporting; Preparing reviews; Quarterly monitoring sheets; Involvement in amendments, waivers, consents

Performing credit analyses for ABF deals – Specifically analysis of debtors in TRPF deals

Supporting International Desk on new credit applications and annual reviews

Ad hoc corporate credit analyses to support ABF securitizations

Join deal teams working on new deals with business units

Key Relationships:
Internal Contacts will include Credit Risk functions, Finance and the business teams (PF, AF, ABF, GCS and International Desk)

Your Profile:
Key Performance Indicators:
Quality and timeliness of credit analysis and portfolio monitoring

Improvements in team efficiency and meeting KPIs

Core Competencies:
Analytics

Problem-Solving/Decision Making

Time Management/Multi-Tasking

Communication

Internal Relations/Teamwork

Job Skills and Knowledge:
Essential:
Strong analytical and decision making skills

Excellent written and oral presentation skills

Proficient in financial modelling

Development Value:
Development will include: Credit analysis, exposure to and understanding of highly structured deals and structure analysis, knowledge of participants and products within the banking industry

Ability to be promoted to Credit Analyst role within the team, supporting a business unit

Qualifications:
Essential:
Bachelor’s degree

At least 2 years of credit/lending experience

Desirable:
Experience with project finance transactions

Formal credit training at a major bank

We Offer:
Rabobank New York Branch offers a comprehensive benefits program that is among the finest in the industry featuring:

Medical/Dental/Vision Plans

Defined Contribution (401k) Plan with Employer Match

Paid Vacation based on position and length of service

Life and Disability Insurance

Health and Dependent Care Flexible Spending Plans

Transportation Reimbursement Incentive Plan

Educational Assistance Program

Also offering:
Portable Voluntary Benefits including Pet Insurance

Automobile and Homeowner’s Insurance

Cancer Protection Plan

Legal Insurance Plan

Optional Life and Disability Insurance

Interested?

Candidates who are interested in this role are encouraged to apply directly online including their resume and related documents. If you have any questions, you can Email Ryan.Haberthur@Rabobank.com .